Fees & Charges

Business Checking Fees
Coin Dispensed $ .11 per roll
Coin Supplied $ .11 per roll
Currency Deposited $ .12 per $100
Currency Supplied $ .12 per $100

Night Deposit Services
Annual Fee $ 25.00
Merchant Bag (with key) $ 20.00
Key Deposit (refundable) $ 15.00

Retirement Account Fees

IRA, Qualified Plan and Simplified Pension Plan (SEP)
Annual Administration $ 15.00
Distributions and Transfers Out $ 10.00
Distributions and Transfers Out Before 30 Days $ 35.00
Early Closure Fee $ 25.00
Marital Dissolution $ 50.00
Mandatory Distributions Waived

Safe Deposit Boxes
Standard (2x5) $ 25.00 per year
(free with balance of $10,000)
Medium (3x5) $ 30.00 per year
(free with balance of $15,000)
Large $ 60.00 per year
(free with balance of $20,000)
Special Sizes Up to $150 per year
Force Entry $ 30.00 plus locksmith fee
Key Deposit (refundable) $ 5.00 per key

Wire Transfers
Wire Transfer (incoming) $ 10.00 each
Wire Transfer (domestic outgoing) $ 25.00 each
Wire Transfer (foreign outgoing) $ 35.00 each

Additional Fees and Charges
Account Reconciliation $ 30.00 per hour (minimum charge
$ 30.00 per statement)
ATM Withdrawal $ 1.00 each (No charge if you use an El Dorado Savings Bank ATM)
ATM Transfers and Inquires $ .50 (No charge if you use an El Dorado Savings Bank ATM)
ATM Card / Visa Check Card Replacement $ 5.00 each
Cash Advance - EDSB Visa Check Card $ 2.50 each
Cashiers Checks - Customer $ 6.00 each (One free per day with balance of $5,000)
Cashiers Checks - Non Customer $ 12.00 each
Charge for Lost Passbook Replacement $ 5.00 each
Check Cashing Service (Non-depositor or established depositor with less than $200 on deposit. No personal checks or third party checks) 1.5% of check amount
($5 minimum)
Check Printing Fee depends on style and quantity of checks ordered
Copy of Cancelled Checks $ 3.00 each
Counter Checks $ .50
Deposited Items Returned $ 5.00 each (charged back)
$ 2.50 each (redeposited)
Domestic Collection $ 15.00 each
Early Closure Fee (account closed within 90 days) $ 10.00
Escheat Fee $ 2.00 per account
Facsimile (5 page maximum) Incoming / Outgoing $ 3.00 per page
Food Stamp Redemption 1%
Internet Banking Web Bill Payment Service No charge
Legal Document Processing (Attachments, Garnishments, Judgments, Levies, etc., excluding subpoenas) $ 50.00
Money Orders - Customer $ 4.00 each (One free per day with balance of $5,000)
Money Orders - Non Customer $ 6.00 each
Non-Sufficient Funds (NSF), Overdrafts (OD), and Uncollected Funds (UCF) - Items Paid or Returned (items include: check, ATM withdrawal, debit card purchase, preauthorized withdrawal, automatic payment, electronic funds transfers) $ 22.00 each ($110 daily limit for personal checking accounts)
Preauthorized Transfer to Cover OD $ 5.00
Research $ 30.00 per hr (1 hr minimum) and
$ .50 per copy
Safeguard LOC Overdraft Protection $ 25.00 per year
Signature Endorsement Guarantee $ 5.00 each
Special Statement Request $ 4.00 each
Stop Payment Orders (original or renewal) $ 20.00 each
Telephone Transfer (Branch or Customer Service performed) $ 7.00 each
Travelers Checks - Customers (free with balance of $5,000) 1% of face value
Travelers Checks for Two (.50% of face value with a minimum balance of $5,000) 2% of face value
Travelers Checks Gift Checks $ 2.50 each