Checking Accounts

To help you decide which El Dorado Savings Bank checking account type should work best for you, we have created a quick comparison table that shows key features. Look for the features important to you and then choose the type of checking account that meets your needs.

Choose from our line of competitive checking accounts that offers no minimum balance fee when you maintain a qualifying balance or make it easy on yourself – open a Simply Free Checking or a Senior Interest Checking* and we will waive the monthly fee regardless of your balance. Best of all, we offer lots of FREE service like free ATM or Visa Check Card, free Internet Banking, free Teller Service and more. Choose the checking account that fits you and Apply Now!

Simply Free Checking

Regular Checking

Interest Checking

Investor’s Money Market Checking

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Non-Interest Bearing Non-Interest Bearing View Rates View Rates

$50 Minimum to Open

$100 Minimum to Open

$100 Minimum to Open

$5,000 Minimum to Open

No Monthly Maintenance Fee

$6 monthly fee if minimum balance falls below $300
Fee waived with Direct Deposit

$7 monthly fee if minimum balance falls below $1,000
Fee waived for Seniors
(Must be 55 or older to qualify)

$15 monthly fee if average balance falls below $5,000

Non-interest Bearing

Non-interest Bearing

Interest earned on balances $500 or more

Interest earned on balances $5,000 or more

Unlimited Check Writing

Unlimited Check Writing

Unlimited Check Writing

Unlimited Check Writing

Images of paid checks available through free Internet Banking Service

Includes images of paid checks with monthly statement

Includes images of paid checks with monthly statement

Includes images of paid checks with monthly statement

  • Free ATM/Visa Check Card
  • Free Internet Banking
  • Free On-Line Bill Payment
  • Free Teller Service
  • Free Customer Service Calls
  • Limited copies of paid checks available free each month.
  • Free ATM/Visa Check Card
  • Free Internet Banking
  • Free On-Line Bill Payment
  • Free Teller Service
  • Free Customer Service Calls
  • Free ATM/Visa Check Card
  • Free Internet Banking
  • Free On-Line Bill Payment
  • Free Teller Service
  • Free Customer Service Calls
  • Free ATM/Visa Check Card
  • Free Internet Banking
  • Free On-Line Bill Payment
  • Free Teller Service
  • Free Customer Service Calls
  • Up to $10.00 ATM surcharge refund per month
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